Wednesday, July 30, 2008

Early Retirement Option

Everyone dreams of the day when they can leave their job and do the things that really matter most to them. Unfortunately, this can often come too soon for many people because of corporate downsizing, buyouts or other company restructurings. This article will discuss some of the early retirement options you might have to handle such a case.

What Options Are Going to Be Available to you?

You will want to consider all of your early retirement options before you decide on a set plan of action. What type of health benefits will you keep? Will you want to stay active in a group environment; will you need to work part-time to achieve your future goals?

Go Into Park Management

One good early retirement option for someone who is facing an early retirement situation is to look at the opportunities that exist in managing a mobile home park. You can find many senior parks across the country that will allow you to manage the complex and stay actively working while enjoying the retirement life at the same time.

Take a Lump Sum Payment

If you are in a situation where you have little choice as to whether or not you will be taking early retirement from a company you may want to take your entire retirement pension up front and invest it into affordable living. You might be surprised how little living space you really need once you retire. You might be able to find a nice single wide or double wide trailer in a nice retirement park that will release the burden for higher income needs -- thus allowing you the luxury of an early retirement option.

When you've carefully considered all the critical input about your early retirement option, you'll be ready to settle on a sound decision. You may or may not be entirely certain about what is best for your needs, but at least you'll know you've assessed the pertinent data carefully, and you can proceed with your early retirement options with greater confidence.

If you need more helpful information on Retirement try visiting http://retirement-life-today.com, a website that specializes in providing helpful tips, advice, and retirement resources to include Early Retirement Option.

In this undated composite image  provided  by the Delft University of Technology, Netherlands, Wednesday, July 30, 2008, a hidden portrait under the Vincent van Gogh painting ''Patch of Grass'' from 1887, is seen. European scientists say they have developed a new method for extracting images hidden under old masters' paintings without harming them, and have unveiled a color portrait of a woman's face unseen since Vincent van Gogh painted over it in 1887. Joris Dik is a materials scientist from Delft University in the Netherlands. He says he used a particle accelerator and knowledge of metals in 19th century paint pigments to examine 'Patch of Grass,' a small oil study of a field that Van Gogh painted in Paris. (AP Photo/TU DELFT)LiveScience.com - A previously unknown portrait of a woman by Vincent van Gogh has been revealed in a high-tech look beneath another of his paintings, it was announced today.

10 Best Places To Retire? Where?

And what do you look for when choosing a place to retire?

Is it affordable housing?

Plentiful leisure activities & cultural interests?

Job growth opportunities?

Sunny weather? Sandy beaches? Clean air & surroundings?

Tantalizing gourmet haven?

Easy commute system?

Fast & hassle-free health care access?

I think all of the above would be what you're looking for.

If you're pondering on a place to retire to, I would say go for a place with thriving economy that offers all or almost all of the above-mentioned "goodies" to make your retirement lifestyle relaxed and carefree.

I've researched and studied quite a few places that have the above-mentioned "goodies" and I think they can be good candidates for you to pick as one of your 10 best places to retire.

The list's not exhaustive though and you may have other preferred places.....

  1. Sarasota, Florida
  2. A famous Gulf Coast spot. It's home to some of the most splendid architectures you can imagine.

    It's also famed for its more than 30 miles of beautiful beaches and a climate that's perfect for boating, water skiing, tennis and golf.

    Nature lovers will bask in the fine ambience of pure white sands, exotic birds and plants.

    Culture loving folks would love the operas, ballets and theatres here.

    It isn't a big city but it sure has an urban feel, thanks to the first rate entertainment.

  3. Ames, Iowa
  4. It offers a real American midwest living. It's also home for big-name musical acts and touring theater groups.

    It lures you with very affordable housing.

    And low crime area too.

    Life's quiet and calm here, just the way you might like it.

  5. San Diego, California
  6. If you treasure sunny weather and crisp sea air, San Diego is the place with beautiful weather and white, sandy beaches plus crisp clean air.

    Want an active lifestyle (busy with seas and beaches)? The breathtaking beaches and the famed Balboa Park are a few of the places you can go to for play and entertainment.

    This town reigns as one of the most competitive in the fields of electronics, pharmaceuticals and biotechnology.

    You need to spend a little on housing, though. San Diego doesn't come cheap.

  7. Lawrence, Kansas
  8. Lush surroundings and attractions such as shows at the Lied Center, an active community arts center and theater, a vibrant downtown and a longtime farmers market, are this town's alluring trademark.

    Enough spots to go and activities for you to participate, if you yearn for an active past time.

  9. Hot Springs, Arkansas
  10. It's famed as a spa resort.

    But what would also attract you is its low cost of living.

    And it's a good bargain in terms of housing costs - for instance, a single-family house (from 1,600 to 2,100 square feet) averages $135,000 to $225,000.

  11. Charleston, South Carolina
  12. The south is one of the best places to retire to.

    Charleston, in the south, is a lovely town where you get to enjoy lots of activities within a thriving economy.

    It's been dubbed a historic, romantic and beautiful town.

    But one snag - you got to put up with the summer heat.

  13. Hanover, New Hamsphire
  14. A colonial enclave famed for its cross-country skiing that's among the best you can find.

    The town's also known for its ivy league living.

  15. Anacortes, Washington
  16. A haven for water lovers. Its crown jewel is Fidalgo Island, a hop, skip and a short sail to British Columbia.

    It offers plenty of water-recreation activities like sailing, kayaking and power boating. You can also go for other things like golfing, camping, bird watching and beach combing.

    It's historic downtown boasts specialty shops, antique stores and art galleries plus bed and breakfasts and gourmet restaurants.

  17. Walla Walla, Washington
  18. If you want a quiet lifestyle where people know one another, then this is the place for you.

    You can escape the rat race and find peace and tranquility with its offer of bookstores and art galleries. The local colleges offer lots of activities such as lectures and classes for retirees.

    And if you're used to big city prices, you'll get nice, affordable surprised bargains here.

  19. Charlottesville, Virginia
  20. This town's blessed with the rugged and picturesque Blue Ridge Mountains and also a fine blend of colonialism and 18th-century ideals.

    It would go down well with a relaxing retirement lifestyle: playing golf in serene surrounding; taking part in refreshing water sports; browsing through the book stores and antique shops.....

Take your pick among these top 10 best places to retire.

Or you've other places in mind?

Well, as long as the place has what you want, it's your best place to retire, I would say.

The most important thing - you must love the place and enjoy your life there.

Cecelia Yap is an avid exerciser and the owner of the successful fitness and exercise website: http://www.perfect-body-toning.com

Due to her strong yearning to retire early in life,she has also been researching on the subject of retirement. She shows you how she has turned her passion in exercise into a retirement nest egg: http://www.perfect-body-toning.com/my-passion.html

Chairman and CEO of Dell Inc., Michael S. Dell delivers his keynote address at the 2007 International CES (Consumer Electronics Show) in Las Vegas, Nevada January 9, 2007. (Rick Wilking/Reuters)Reuters - In recent months, personal computer maker Dell Inc. , has been testing a digital music player that could go on sale as early as September, the Wall Street Journal newspaper said, citing several Dell officials.